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Hi John, thanks for the comments. 

I did all of that to begin with... but this is the message that I get--> 

This is what it says on the Review Tab then.  

I went through a major head ache in 2019 dealing with the IRS regarding my inlaws estate and had to get my congressman involved to break through the log jam.  My reluctance here is because the IRS has a huge back log of income tax returns to do yet for 2020; and my past experience tells me they will cash my check for the money I owe for 2021 but will not electronically connect the check to the form for months and months.  During that time,  if it is similar to my last situation they will be sending me notes every couple months that I still have not paid my taxes even though they will have cashed the check.  The same thing is going to happen to me next year, and then the year after and so on. 

I'm struggling with this because the contribution is not taxable per the IRS.  In one of the other discussion links I read where someone said just write in $1 in box 1, so you could file electronically, but I'm  thinking the IRS would flag that also.   Any insite would be appreaciated here.