BillM223
Expert Alumni

Get your taxes done using TurboTax

Did your spouse miss filing her/his RMD? If not, your spouse doesn't need a 5329.

 

IRAs (the usual thing that needs an RMD) are owned by the individual, not the couple. Thus any penalties arising from the IRA belong to the individual, even if the net result ends up on a joint return.

 

From what you've said so far, you don't have a problem.

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