Thanks VolvoGirl, Your clue was spot on. Just retired so this is the first year taxes are not dominated by wages. The qualified dividends were definitely driving the total tax. In Qual div/Cap gains form - line 24 which had the number I was more familiar with, but there is an or use the lesser in line 25. And good tip for others to use the view - forms. I use that a lot. I was surprised the 1040 line 16 does not link back to that worksheet - links to tax smart work sheet (that was not as helpful). Thanks again would not have figured it out without your clue
