I appreciate the reply, but I'm not sure I see how your response helps me. It is my understanding that Form 8606 represents a summary of all traditional IRA activity. Between, my two IRA's, there was a withdrawal (from inherited IRA) and there is nondeductible basis (from my traditional IRA, but no actual 2021 contribution) so, in total between the two, I'm thinking that the withdrawal has to be reduced since it has basis in it. This is the way it has worked for the last couple of years. Why the change for tax year 2021? In a fast peruse of Form 8606 instructions, I did not see anything that would suggest a change in approach. So why won't TTX generate F8606 automatically like in prior years? I'm confused and frustrated.
