My sister and I are taking our father's RMD on our personal returns this year in accordance with the tax laws since we are the named beneficiaries of his IRA and he died in 2021 and hadn't taken his RMD for 2021 yet.
My concern is that since he was required to take an RMD from his IRA, but hadn't yet, how will the IRS know that my sister and I took it on his behalf ? The 1099-R we received for the RMD doesn't cross reference his SS #. It only provided the distribution code "4" (death).
The question came up when I inputted his monthly pension information. TT asks whether or not he took his RMD. If I understand the response I received prior to yours, TT asks that question as it pertains specifically to the information I inputted which was for his monthly pension payments (not his IRA). Maybe I am reading too much into the technicalities.
With regard to your last note regarding us taking our personal RMD in 2022, due to our age, we do not need to take an RMD and since the IRA is an "Inherited IRA", we have 10 years to take the distributions to deplete the account.
