Thanks! I just took out a portion of it so as to not to put me up into the 22% tax bracket (will be in the 12% bracket) - Just did a conversion, not a distribution or rollover. The conversion amt went completely into the Roth, none cashed out, but will need to pay taxes on it. I will look at what you wrote in more detail, but wanted to get back to you before this forum ended. If you have more info on this, it is greatly appreciated! Thanks so much!!
