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@Ripptide56 wrote:

What's considered a repayment? I kept contributing to my 401k, so would that qualify as repayment?


No.   Contributions are not a repayment.    If you took a qualified COVID related distribution in 2020 then you had 3 years to repay it using other funds.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**