marketplace place health plan or a private plan? you only get PTC with marketplace insurance and if you had it you should've received form 1095-A which will be used to complete form 8962. it's on that form that any PTC refund due you will be computed
an issue will come up if you apply for marketplace insurance and your income is below 100% of the poverty line
Income below 100% FPL: If your income falls below 100% FPL, you probably won’t qualify for savings on a Marketplace health insurance plan or for income-based Medicaid.
