I tried to e-file my return today through TurboTax and the IRS rejected it, saying, "F8962-070 - The e-File database indicates that Form 8962 or a binary attachment with description containing "ACA Explanation" must be present in the return." I cannot fill out a Form 8962, because I (and my dependents) don't have a Form 1095-A, because we don't have insurance through the Marketplace. In fact, we have Form 1095-B (I have private insurance and my dependents have Medicaid). We've NEVER had Marketplace insurance, never had Form 1095-A, and never had to fill out a Form 8962. But now the IRS thinks we do and won't accept my return without the forms. *pulling hair out*
So, I called the Marketplace, and they are going to send me a letter stating my family does not have Marketplace insurance, therefore, we do not have Form 1095-A and therefore cannot fill out Form 8962. I know I can then share that letter with the IRS, but is there a way to override the rejection I am getting when e-filing through TurboTax? Or am I going to have to paper/mail file my return? Do I print out all the forms from TurboTax and mail those to the IRS? And I guess I'll have to request an extension because there's no way all of this will be resolved by April 15.
