In 2020 I contributed to an after tax ROTH IRA. In 2021, I realized that due to contribution limits I was not eligible to contribute. I then withdrew all of the 2020 contributions and gains. The broker sent me a 2021 1099-R. The question is, Do I report the 1099-R on my 2020 taxes (filing an amended return)? Or do I report it on my 2021 taxes? Or both?
