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Not a very helpful response.  It's not the amount in question.  Clearly, we can divide by 3.  The question is how to properly disclose and account for it.  Right now, if you check the box in TT stating that you took the disaster/covid distribution in 2020, you get an error message that says you are not able to proceed and to check back for updates.  TurboTax isn't yet properly coded to allow you to correctly disclose that this is year 2 of a 3 year period to spread out the tax.  Those of us to whom this applies are trying to accurately disclose and account for the situation.   Software does not yet permit us to.