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These seem to be entirely Windows related.  I'm on a Mac.  I have used TT since 2014.  It always worked once the access code was entered so I never saved them.  However, today I tried to start both 2020 and 2019 to check something and it asked for an access code. I had those codes originally but they are long gone.

 

I have a new computer and I am in a different location from where I originally used 2019 and 2020.  Either could be a factor.  I tried turning my FireWall off but that didn't solve the problem.