LenaH
Employee Tax Expert

Get your taxes done using TurboTax

It depends. Private creditors may have access to your refund depending on your state. What state do you reside in? Typically, credit card debt collectors cannot garnish tax refunds to collect a debt. However, they can put a lien on your bank account to seize funds after your refund has been deposited. 

 

For more information, please see Who Can Garnish an Income Tax Refund?

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