@Ccorrente wrote:
I paid the federal tax on the distribution in 2020 so why would I not want to amend 2020 based on everything that I have read.
Didn't you enter your 2020 1099-R and elected to pay the tax over 3 years in 3 equal parts? If you did then you only paid 1/3 of the tax.
If not and you paid 100% of the tax in 2020 then you can amend 2020 and file the 2020 8915-E form to get a refund of 2/3 of the tax paid.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
