I see your point but that's not my situation. For example, if you have 4 accounts with Schwab - 1 is a joint account (husband and wife), 1 is husband account, 1 is Wife account, 1 is child account - if I download them all at once, they download. If I download Husband first, then download Joint, wife and kid later, Turbo Tax should not be deleting my first download (Husband) correct?
I've been doing this with Fidelity and Schwab since 2011. Never had a second download erase the first. To me that's a bug. It certainly didn't happen last year.
