I've seen this question before, but it's still confusing.
Excess contributions were made to a Roth IRA in 2021. The mistake was discovered in 2022 and the contribution was withdrawn along with the earnings in Feb of 2022. We won't receive a 1099-R for this until 2023 for 2022.
Do we have to report the earnings for 2021 on our 2021 return now or in 2022 since we received the earnings in 2022? (The earnings were made in 2021, but we didn't receive them back until 2022.)
Do we make up a 1099-R or wait for the one to come from the financial institution next January? If we do make one up, what year do we put on it? If we wait for the real one to come in 2023 (for 2022), will we have to amend the 2021 return?
