Yes, I agree, the answer above is partially helpful. From a tax perspective, if its a 6% excise tax versus the tax in my current bracket, it might be worth rolling it over. When I asked the HSA rep he thought rolling it over was the best option too. But how do you report this in Turbo tax? Is this the 8889 form? If I make this distinction with my HSA institution, how to I report this in turbotax this year? Shouldn't it either tax the $2900 as additional income or tax the 6% without the additional income tax because it is not being withdrawn and acknowledged as extra income? Or is this an incorrect line of thinking?
