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Awesome. This answer to Question 2 from the linked page clearly describes my situation and why I am now entitled to the 2021 Recovery Rebate Credit.

 

Income change: Some people may have received less than the full third Economic Impact Payment because their adjusted gross income was too high. Lower income in 2021 could make you eligible to claim the 2021 Recovery Rebate Credit.

 

Thank you VolvoGirl