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Again, apparently completely missing the point.  And one CANNOT ask this just ONCE in a situation where there may be a 1099-R for a beneficiary IRA and a 1099-R (or lack thereof) for a traditional IRA.  

 

At our age, with her born in 1950, she is required to take the RMD from the beneficiary IRA from her *mother* born before 1949, BUT NOT FOR HER OWN IRA.  There absolutely IS A NEED TO DISTINGUISH!!!  [For a use case, she could have taken a post-retirement-age withdrawl from her OWN IRA that would NOT be an RMD, yet still have to take an RMD from the beneficiary IRA.  THEY ARE NOT LUMPED TOGETHER as you seem to be thinking.  You should read up on the law some.

 

I'm done here, trying to make folks truly understand why a SINGLE prompt for a given individual WITHOUT the context of WHICH IRA it may be referring to is problematic.  Typical of responses I see from Intuit and its closer adherents in more complicated situations.

 

Period.  The END.