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@RobertB4444 

Hello, so I actually went through the motions of creating two separate accounts and preparing mock MFS for both me and my wife. Turns out, the sum of the Federal refunds equals to what we would have got if it were files as MFJ, this is including the child tax credits. As a bonus, now both of us are getting state tax refunds! I'm surprised myself with the result.

 

Do you think I should go ahead and file as such? In the future, when we are able to live together again (job?!) can we switch to MFJ?

 

Thanks.