While doing my taxes with TT 2021 Premier, my spouse has the following situation. She was born in 1950 (therefore, should not be required to take an RMD from her OWN IRA), but does have a beneficiary IRA inherited from her mother. After I entered the various 1099-R forms for her beneficiary IRA and for my pension (I was born in 1951), TT prompted me as though it believed that she was required to take an RMD from her own IRA. I *initially* chose the radio button that she is not required to take an RMD - but I have not seen that prompt before, and so it was a little surprising. I then revisited it and realized it was likely referring to the RMD for the beneficiary IRA, but BECAUSE IT DIDN'T IDENTIFY WHICH PARTICULAR distribution "This Retirement Plan Distribution" was referring to. Suggest that it also include the Gross amount - otherwise for people who may have BOTH a beneficiary IRA AND their OWN IRA, it could get pretty confusing.
