Many thanks Hal_Al. Highly appreciated. She is 75, single with no dependence. One IRA 1099-R from a bank is $19,000 and another IRA 1099-R from a life insurance is Gross: $90,000 with Taxable: $77,000. The only other income is SSA-1099 for $13,000. Do you think 16K tax payment is about correct or something was overlooked in the calculation?
