@dmertz @tdn1 Thanks. I have the monthly statement from the new custodian side "skfromaz2 beneficiary IRA of skfromaz-relative" that says "direct transfer $xxxx". Which should support the claim that it was a direct transfer. I plan on calling the old custodian tomorrow so we'll see. You'd like to think they'll correct it given a proper description of what happened. I did want to give them one more chance (and to say that I'd tried twice,) before calling the IRS (the 800 # is in the small print instructions for form 4852.)
