For full disclosure if this helps anyone in the future.
I went to FreeTaxUSA to check if I would have the same situation.
After entering my W2, there is a question that is prompted specifically to ask if the employer set Dependent Care Benefit Plan Limits where I was able to put the specific # that was tax deductible vs what was reported on my W2 box 10. This was the question - "Enter the maximum benefit amount allowed under your dependent care plan:"
My W2 shows up correctly and my form 2441 line 12 shows up correctly. I will just file my federal with FreeTaxUSA to end this headache.
