RaifH-
THANK YOU for your very clear explanation of what is going on with Charitable contributions PLUS your comment on itemizing deductions as applied to your state return. I think remember seeing that benefit/restriction before, but didn't remember it, so thanks for reminding me (even if it doesn't apply to Kansas).
Yes, I am very happy now - just wish your simple explanation could be found in the many articles I have been reading, researching.
And will be marking your summary as the BEST OVERALL answer.
ron in shawnee
