I think I understand what Turbo Tax was trying to do in limiting excess charitable contributions to $100,000. At the point that I received that message, it was asking if a distribution was given to charity by the financial institution. That is not my case. I received the distribution as cash to my bank account. I then made the contribution to charities. In that case, the contribution is only limited by whether it falls into the 30%, 60%, or 100% of AGI based on the category of the particular charity. I had one 30% (Veterans Affairs). The others were all 100%.
