There is a difference between beneficiary and inheritance.
You inherit from your spouse and you are the beneficiary if it is from a non-spouse
"...1099-R inheritance tax treatment depends on whether it was inherited from a spouse or not. ... If you inherited a traditional IRA from your spouse, you have a choice to treat it as your own or treat yourself as a beneficiary. When the 1099-R is from a non-spouse, you don't have that choice." Ref: ttlc,Intuit.com
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