I understand your detailed explanation - thank you. Let me see if i can make sense of my numbers. So i contributed $6100 in a Family HSA to cover myself and daughter (25 yr old). My wife contributed $3600 to Single HSA to cover herself since we work for the same company we can't cover each other. So we contributed a total of $9700. We are both over 55 so if we both had Single HSA's would the total allowed be $3600x2 = $7200 plus $1000 extra for each of us being over 55, for a total of $9200 allowed? That would seem to make sense when TT is saying we overcontributed by $500. Does that sound right?
I still think we did not overcontribute based on HSA rules, but at least i understand how TT is calculating it. By the way, i filed the same way for 2020 and never came across this issue!
