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Thank you. 

In reading the publication, it also says a person is not qualified even if they have a HDHP, not a dependent,  if they have secondary coverage of a non-HDHP.  Do you know if I get rid of their secondary coverage through my non-HDHP immediately (effective end of Feb), will they qualify for an HSA in 2022 or is it already too late for 2022 since they had secondary coverage for the month of Jan 2022?