I would love to have the HSA option. Unfortunately, my high deductible plan doesn't allow it. I also have no W-2s since I'm self-employed.
At the question Tell Us About Your Health-Related Accounts, I choose None
The next question asks: What Type of High deductible health plan did you have on Dec 1, 2020. I choose Self only since according to the information popup, I'm an eligible individual (whatever that means.)
The next question asks if my HDHP lapsed due to disability. Neither of the answer options fits since my coverage did not lapse.
And there is my problem. My coverage never lapsed. I was covered continuously through 2020.
