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Same problem with TT Deluxe.  I had to re-fi to buy my wife out following our divorce. I had 2 1098s. One was for a HELOC that was paid off and the other was for the REFI. Tried them separately, combined, manually entering the interest total, entering 0, entering the bigger of the two values - still fails. TT CAL form seems to have a bug that need fixing urgently.