Quite honestly, the regulations on the banking promotions are highly dependent on the details so it is difficult to know without the details. If either or both bank do not report correctly, that is their issue with the IRS, yours is your personal income tax return. You are required to report all income if you receive a form or not, so you should enter the 1099-INT, then add the other promotional amount as Miscellaneous Income. That way, you will be correct.
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