Form to file with being married but Husband's refund is taken

My husband's refund gets taken every year due to some penalties for the past (student loans/child support). We've recently been married and last year we filed separately to avoid my return being taken, as well. We do have to children together so we did not qualify for the tax credit last year and couldn't claim daycare costs. Is there a way/form to file where we can file joint but not have my refund taken due to his being taken??