see this link since filing separately can result in the loss of some credits.
https://corvee.com/blog/child-and-dependent-tax-credit-for-married-filing-separately-qa/
https://finance.zacks.com/credits-lose-filing-married-filing-separately-2954.html
you are also subject to the tax rules as to who can claim the children.
and that is the parent with the highest adjusted gross income
the suggested method is to do a joint return and married filing separate returns
if you use this suggestion the desktop software may be cheaper because you won't be paying for 3 returns.
