Get your taxes done using TurboTax

@Quest4Life 

if you divided your COVID related tax-deferred distribution by 3.0 last year, you owe tax on one-third of that.

It would be good if the tax software was smart enough to carry that forward. I don't know what TurboTax is going to do about that..

It would be a big distribution to be taxable after standard deduction with no other income yet entered.