Chufish
Returning Member

Married Filing Jointly or Separately & Which TT Product To Use, Considering Special Cases

Hey there,

 

I'm looking for a recommendation on which Turbo Tax product to purchase considering a few important concerns. Also, a recommendation on if it'd be best to files separately or jointly when considering a few things, as that might affect which TT product to purchase.

 

About me, recently married (Nov 2021), I'll make around 130k this year as a W2 employee (2 companies) after bonuses and moving payment, all taxes in line for me historically (one audit 2 years ago due to tax preparer error, has been taken care of), moved to a different part of the state for work in May, rented out my condo (under my name only) and rented/renting in the new area.

 

My wife has had financial and tax issues for the last 5 years or so, with the exception of last year when she finally filed with no known issues (at this time), she had previous issues where the IRS garnished wages with minimal to no notification. She had tried to seek help to figure things out but most accounts either couldn't help or ended up giving up. We're not sure where she is currently in terms of standing with the IRS but this is the major cause for concern for me with regards to filing jointly. The other is that, after we moved in May, she began working as an independent contractor (writer) and I'm not sure if this will impact how to file (MFJ vs MFS) and which product to use depending on the recommendation of how to file.