Get your taxes done using TurboTax

 

@cp44444 

Your repeated frequent trades can cause triggering BUY transactions to turn into wash sales losses also. with deferred losses accumulating and carried forward.

If you got yourself into that situation, I can see why you would be concerned.

 

If it's not clear on your monthly statements, your broker can tell you the cost basis of your holdings on the date of the IRA purchase.