Hi I have foreign life insurance since 2017, I am paying premium and have very little cash value. I have following questions
1, I didn't file720 because I didn't know I need to. how can I catch up previous years exercise TAX?
2, My combined foreign asset is less than $300,000 for married file jointly, so I don't need to file 8938, right?
3, Do I need to file form 8621?
4, Do I need to file 3520?
thanks
