Hi Anna! While this is a little off topic for the event, I'm happy to assist! You are correct in your assumption, that as long as your income that you reported on healthcare.gov is close to the income that is on your 2021 tax return there will be little to no effect on your premium tax credit. No matter what, however, you will be required to file Form 8962 for the Premium Tax Credit to reconcile your Advance Payments to what you're actually eligible for, for 2021. See this link for more information on the reconciliation.
Edit: I should also note, that if your income is more than what you claimed originally, you will be required to pay back some of the advance that you received throughout the year.
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