Hello!
I assume this must have been a 5071C that you received. There are other ways to verify your identity other than by credit card. Here is a great link with information on this: https://www.irs.gov/identity-theft-fraud-scams/identity-verification-for-irs-letter-recipients
What You Need to Verify Your Identity
To register and verify your identity, you need:
- Your personal account number from a:
- Credit card
- Mortgage
- Student loan
- Home equity loan or home equity line of credit
- Car loan
- A mobile phone associated with your name
- Your 5071C letter, 5747C letter, 5447C letter, or 6331C letter
- The income tax return (form 1040,1040-PR, 1040-NR, 1040-SR, etc.) for the year shown on the letter
- Note: A Form W-2 or 1099 is not an income tax return
- You must also have your mailing address from your previous year's tax return
As you can see, there are several options.
There is also a phone number on your letter that you can call for assistance.
Lastly, here is another great link with some information on this letter: turbotax.intuit.com/tax-tips/security/tips-for-handling-identity-verification-requests-from-the-irs/L55RhaS2B
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