Thanks RJ,
Actually it is Unemployment payments I received and I asked for withholding to be taken out, but since I wasn't employed at all last year, technically I should have no withholding. So my refund amount is the exact amount that Unemployment had taken out of my payments. So no income, or only unemployment income.
Thanks for taking the time to try to help. I went through 3 chats with Turbotax and they couldn't figure it out, but I must have explained it incorrectly.
