You should probably also go to www.annualcreditreport.com and check all three of your credit reports. This is the government sponsored say they will give you one free credit report per service per year, although it won’t give you a score. You can make sure there aren’t any additional credit accounts linked to your name that you don’t know about. You can also put a “lock” or a “freeze” on each of your credit reports to prevent new accounts from being opened in your name unless you temporary unlock or unfreeze the account. You would have to do this on the website of each of the three different bureaus. The difference between a lock and a freeze is that a freeze must operate according to rules set by the federal government, while a lock is some thing that is created by each of the credit bureaus and may have different terms and conditions or rules. But either a lock or a freeze will prevent new credit accounts from being opened in your name without your knowledge.
