Turbotax won't send information about your credit report. Did you sign up for credit monitoring with Turbo® (which is a Turbotax-branded service run by Intuit) or did you sign up for Credit Karma (which was bought by Intuit)?
If you applied for credit, the credit card company will obviously check your credit report before issuing the card. This is largely automated these days so it could certainly happen at midnight, how else do you think you can get "instant approval" for a loan?
