74 on Dec 2020.
and yes the charities received checks directly from the two brokerages.
I claimed my withdrawals as an non RMD . Since we didn't have to withdraw any this year.
I think I got by the part that stumped me. It's not telling I have excess contributions, anymore.
Excuse me for not telling all the details at first. Just thought if I got the CD things would be explained better?
I hope it's all ok.
Gonna submit.
Thank you to all who gave me tips or steps to follow.
