I wonder if the total contribution off the poster and her ex cannot exceed the contribution limit.
This is from the article below.
The IRS gives married couples three options:
- Split the family contribution evenly between the spouses
- Allocate it unevenly, according to a division both parties agree upon
- Put 100 percent in one spouse’s account
In any case, the IRS treats married couples as a single tax unit, which means they must share one family HSA contribution limit of $7,200.https://www.peoplekeep.com/blog/how-hsa-contribution-limits-work-for-spouses?hs_amp=true
