First, did you each open an HSA? The HSA belongs to the individual - there is no such thing as a joint HSA.
"Honestly I'm just spooked about maybe overfunding 2019 before executing final funding for 2020."
If you would have overfunded in 2019, TurboTax would have said so.
Actually, the annual HSA contribution limit for Family HDHP coverage is shared between you and your spouse. Each of you must contribute at least $1,000 to each HSA - the $1,000 "bonus" belongs to each HSA, not to the Family plan.
You have $7,100 from the Family plan. You can put it into either HSA in whole or in part, how you do it is up to you two.
So that is a minimum of $1,000 to each HSA and the $7,00 split any way you like - 50/50 or 100/0 or whatever you choose.
Make sense?
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