Thanks but you sent a link to what I believe is the problem. Our mortgage interest deduction is denied by turbotax saying the standard deduction is higher but it clearly is not. I have to check box 8; we took cashout to fund a business that hasn't started yet but uses of cashout has never mattered to the fed in the past; home refinance at a lower interest rate and taking cashout for various goals is key to achieving the American dream and that's been torpedoed somehow. Our taxes skyrocketed and our income did not; this is killing us. I'm trying to find a tax account to get us out of this disaster
