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thanks..  yes for 2020,  $5,640 = 4 credits i read it.    so, in my schedule c, line 31 net shows more for sure.. i am okay..  i also have 1040 form.. this one matters too any line or net here?   and yes i alway pay self employment tax..  but in 2020 taxes, i filed today, because of covid19, i see lot of credits, breaks.. cool for us..