"Why does the HSA not submit the contribution summary prior to tax filing date? Why send it post deadline? "
What are you talking about? The 5498-SA?
This is sent by the HSA after the due date, because you are able to make HSA contributions for the previous year up until the due date of the return - making any already printed 5498-SA wrong.
So the IRS permits the HSAs to wait until after the due date of the return to send you the 5498-SA. This way, they have to send only one 5498-SA.
Make sense?
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
