The American Rescue Plan allows for increased Dependent Care FSA (DCFSA) contributions in 2021 ($10,500 total, up from $5,000). If my employer hasn't adopted the change, can we contribute $5k to my employer's DCFSA and $5k to my spouse's DCFSA (for a total of $10k, which would still be under the limit)? We are currently contributing to my DCFSA. As an alternative--if my spouse's employer HAS adopted the change--can we terminate my contributions and make the remaining 2021 contributions to my spouse's plan?
